At United Kapital we understand that growing a business is difficult, especially in these modern times where it is becoming more difficult to obtain the working capital you need via traditional business loans. This is why we are revolutionising the business lending market by offering merchant cash advances for small and medium sized businesses across the UK.
Whatever your requirement for cash, whether it be to refurbish your business premises, open a new store, buy extra stock, buy out a partner or invest in marketing solutions, United Kapital can offer a merchant cash advance based on your business' credit and debit card transactions you take from customers.
This working capital finance option is a cash advance against your future credit and debit card sales and is not, therefore, a business loan.
It is ideal for any small to medium business that processes credit or debit card transactions such as restaurants, hotels, hairdressers, MOT garages, and independent retailers.
We have successfully helped many small businesses across Manchester and London to improve their companies by offering them a merchant cash advance to assist their business efforts.
The process is simple. We give you a cash advance based on your current credit and debit card payment activity and agree a fixed percentage of each future credit or debit card transaction which will contribute towards the repayment of the advance. United Kapital continues to receive the agreed percentage of your daily card sales until the full amount has been settled. This makes it a flexible and efficient way of accumulating a cash sum without the need to secure a loan on an asset (as with most traditional bank loans.)
The amount you are given is based on how much you receive in credit and debit payments from your customers on a monthly basis. We have given cash advances to businesses anywhere from £3,500 to £150,000 to help with any number of business opportunities. To qualify, your business must be processing more than £3,500 a month on credit and debit card transactions.
You can keep track of how well you are paying off the working capital finance by checking your account online any time of day, seven days a week. There is even the option to renew or extend the advance further should you need to after paying off at least 60% of the current advance. There is no early resettlement fee, and no fixed monthly payment, making our merchant cash advance a more attractive financing opportunity for any growing business.
