The home of the Merchant Cash Advance. We provide flexible finance to small to medium sized businesses. Are you looking for finance and not yet found a suitable option? Come in, take a look and discover a finance solution that really works for your business
The restaurants we have funded have used the cash advance to;
The Merchant Cash Advance is ideal for restaurants because the main method of payment from customers in most restaurants is credit and debit cards. We will look at your credit and debit card sale volumes to make you a merchant cash advance offer.
The repayment works by taking an agreed percentage of future credit and debit card sales - This flexible repayment method works with your businesses sales activity.
View our video to find out in more detail how the Merchant Cash Advance works
The hotels we have funded have used the cash advance to;
Hotels can benefit from a Merchant Cash Advance which can be up to £150,000. Many hoteliers choose the cash advance for its flexible repayment method and high approval rates, as well as the benefit of being a quick business loan alternative.
Once approved, the money can be in your account within days.
To track your repayments, you can log onto your online account where you can find daily statements to keep you updated on the advance. If required, you can even apply for further funding providing certain terms are met. This makes it a unique way of financing your crucial business plans, unlike any previous and traditional lending methods.
The salons we have funded have used the Merchant Cash Advance to;
"The product itself really appealed to me, particularly the repayment plan which is flexible and easy to manage. The advance has helped boost my cash flow, allowing me to pay bills and continue to develop the salon." - Cutting Crew, Newcastle
In these financially difficult times, it can be challenging to obtain a traditional business loan. Traditional loans can also have high interest rates and stringent repayment methods.
The merchant cash advance benefits from having a refreshing approach to lending, repaid using your regular debit and credit card transactions with no monthly charges or late fees.
Between £3,500 - £150,000 available per outlet
The merchant cash advance is also unsecured, unlike many traditional business loans where the finance would be secured on your business property or assets. This makes is more attractive to business owners who need vital finance to help put business plans into action.
The owners we have funded have used the cash advance to;
"I used United Kapital's Merchant Cash Advance to bulk buy seasonal stock. This has enabled me to have a sale section in my store. This has attracted more custom who are also buying from my non sale section too. This is a win-win situation for my business." - Laura Simpson, Juicy Shoes
Many clothes stores and boutiques have benefitted from the popular business loan alternative known as a merchant cash advance. The advance, which could be up to £150,000 is repaid through credit and debit card transactions which customers make in your store.
Provided you process more than £3,500 a month in these kinds of payments, you could apply for the merchant cash advance. 9 out of 10 qualifying applications are approved, and applications can be made quickly and easily online.
The advance can even be extended if required which allows a far more flexible approach to lending compared to traditional business finance methods.
The garage owners we have funded have used the cash advance to;
"I was bitterly disappointed with the bank but was determined to secure the funding I required to aid the business's cash flow. After an easy application process with United Kapital, the working capital was in my account in a matter of days and I was able to utilise it fully. It gave me power when buying from suppliers, as the advance ensured I had strong cash flow, which meant I could negotiate and buy in bulk for much less.'" - Brian McAllister, Grange Road Autoparts
The merchant cash advance can be up to £150,000 and repayments are made through fixed percentages of credit and debit card sales. As long as your garage processes more than £3,500 a month, you can apply. Once approved, the money can be in your business account in less than two weeks.
The merchant cash advance is unlike traditional business loans, it is unsecured and there are no fixed repayment fees or late charges to worry about.
You can track your repayments by logging onto the online account you are given when you receive the cash advance. There you will find daily statements letting you know how you are doing with your repayments - you might even be able to have access to further funding if required.
The florists we have funded have used the cash advance to;
"I was attracted to United Kapital's merchant cash advance as it was a true alternative to the bank loan. They were able to release the funds quickly which meant I could get started on the development plans for the two florists straight away. We were able to improve our in store range of flowers and products, creating extra services for consumers which has, in turn, had a positive effect on the business." - Sanpado, Newcastle
The merchant cash advance is an alternative business finance solution repaid through credit and debit card sales. Providing your floristry processes these transactions regularly, you could apply for the cash advance which could be up to £150,000.
If approved, we can have an offer in place within 24 hours. This benefits many florists who need access to fast business finance.
As a flexible borrowing option, the cash advance has high approval rates and is not secured on any of your assets. This is unlike traditional lending methods, which can have strict payment schedules and late charges. This makes the merchant cash advance a more attractive business financing solution all round.
The cash advance is not a traditional business loan and is therefore a popular choice for many butchers who need a cash injection for:
The merchant cash advance option has high approval rates and can be in your account, once approved, within just a couple of weeks.
Repayments are made through a pre agreed fixed percentage of your businesses future credit and debit card transactions. With most butchers now accepting this form of payment, it might be an ideal opportunity for financing your butcher’s business plans and then putting them into action.
The valuable cash advance does not require any monthly payments and has no late charges, simply paid back gradually through your credit and debit card transactions made by your customers. This makes it a unique and refreshing approach to lending.
United Kapital even offer ongoing access to further funding if required, and if certain terms are met. This means that should you require any additional funds during a major refurbishment, project or order, you can be assured that you will have enough money to complete your plans.
You can track your repayments through your online account, which is available for you to access 24 hours a day, 7 days a week. This puts you firmly in control of your business finance.
To help grow or succeed as a business, it is sometimes necessary to apply for business finance.
United Kapital offer high approval rates for its merchant cash advance financing option, a more flexible alternative approach to traditional bank loans.
The cash advance is not a business loan, more of an advance on your future sales. The money, which could be anything from £3,500 to £150,000, could go towards:
The merchant cash advance is repaid through a fixed percentage of your businesses future credit and debit card transactions.
With many dentists across the country now processing this form of payment, United Kapital has worked with many different dentist practices to help achieve vital company improvement plans.
Unlike traditional lending methods, the merchant cash advance has no fixed monthly payments, late charges or rigid repayment plans.
As an business loan alternative, many dentists have benefitted from United Kapital’s fast business financing approach. Once you apply and providing you qualify, we can have an offer in place within just one day! For dentists that need access to funds quickly, the merchant cash advance will be a very attractive solution.
The repayments can then be monitored any time of day or night, 7 days a week on your personal online account. You can even apply for further funding should you need it.
United Kapital has therefore developed an alternative type of lending which has benefitted many DIY stores in many locations including London, Birmingham and Manchester.
The merchant cash advance, which is repaid through a fixed percentage of credit/debit card transactions, could be used for:
United Kapital is proud to offer high approval rates for this working capital cash advance, as well as 24/7 online account information that keeps you updated on the status of your repayments. No monthly fees, and no late charges, means this is an all round more flexible approach to lending.
The business loan alternative is not secured on any of your assets, either. You do not need to worry about long and tedious application processes, because you can apply quickly and easily today by filling in our online form.
If you are approved for a merchant cash advance, we can put an offer in place in just one day! Funds can then be in your account within two weeks.
This quick access to business finance makes is a popular option for many DIY stores that need the cash quickly to secure an offer or order. It makes it an all round better business financing solution compared to traditional lending methods.
The merchant cash advance is a more flexible approach to borrowing whereby you are essentially advanced money from your future earnings, paid back through a percentage of your future credit and debit card sales. This makes it ideal for garden centres that have plans such as;
United Kapital is proud to offer this unsecured finance option to garden centres that process more than £3,500 a month in credit and debit card transactions. With 9 out of 10 qualified applications approved, funds can typically be received in your account once approved in a couple of weeks.
We can also have an offer in place within just a day of your application if you qualify for the advance. This access to fast business finance makes it the top choice of funding for many garden centres and businesses.
With most garden centres offering credit and debit cards as forms of payment in their stores, it makes good financial sense to repay the cash advance in this flexible way.
You can then track how well you are doing with your repayments online, by accessing your online account 24/7. Access to additional funding is also a possibility should you need it, simply contact us for more information.
As an optician practice, you may need a cash advance to enable you to:
The cash advance is used to fund vital business improvements and could be anything from £3,500 to £150,000.
With easy, sensible and regular repayments, this type of working capital differs from any traditional business loan. Being unsecured, it does not put your assets at stake and United Kapital has high approval rates for this form of finance. Fill in the online quote form today and we'll get back to you quickly with a decision.
In fact once your application is approved, we can put an offer in place within just a day. The funds can then be in your account within just two weeks. This is beneficial for businesses that need finance quickly in order to complete a project or order successfully.
United Kapital has high approval rates for this kind of business finance. 9 out of 10 qualifying applications are approved, so do not hesitate to apply if you process more than £3,500 a month in credit and debit card transactions.
You will also have access to your online account where you can track your repayments whenever you like - and can even have the opportunity to apply for extra finance should you need it.
This is a new, alternative type of lending which United Kapital offer to businesses across the UK.
The cash advance, which is repaid through a percentage of each of your future credit and debit card transactions from customers, would be ideal to fund plans such as:
The amount you are advanced depends on your monthly card payment volume. This can be anywhere between £3,500 - £150,000. To apply simply fill in the online quote form today and we will get back to you quickly with a decision.
With a 90% acceptance rate, once successful we aim to have an offer in place and transferred within days.
You can then have the funds in your account within two weeks! United Kapital are proud to offer this fast business finance to pet shops that have big plans for improvement or growth.
This business loan alternative is not secured on your business, so none of your assets are at stake.
You can also have access to your online account where you will be able to see how much of the advance has been settled so far, putting you firmly in control of your business finance.
The cash advance is not a traditional "business loan", because it is an advance of your future earnings with no fixed monthly repayments and once approved, the cash can be in your account within just a couple of weeks.
This is therefore a popular choice for many pubs who need working capital for a wide range of business possibilities. These might include:
The cash advance option has high approval rates, with 9 out of 10 qualified applications approved.
Repayments are made through a pre agreed fixed percentage of credit and debit card transactions. With most pubs now accepting this form of payment, it will be an ideal opportunity for financing your pub’s business and expansion plans.
If you accept credit and debit card payments direct from your customers you may be eligible for United Kapital's Merchant Cash Advance.
We have helped all kinds of business types from Pet shops, Butchers, Hobby shops, Tackle shops and Convenience stores acheive:
"The repayments of United Kapital's merchant cash advance are flexible, so easy to manage and stress-free. The advance helped boost my cash flow, allowing me to buy stock and repayments work with the ebb and flow of the business. As the business performed well as a result of the advance I repaid more of the advance than anticipated, which was a pleasant surprise." - Adrian Snelgrove, Ades Fishing Tackle & Guns, Cwmbran
The cash advance can be from £3,500 to £150,000 and can even be extended further provided certain terms are met. The alternative loan isn't secured on any of your business assets and does not demand fixed repayment fees or late charges, unlike traditional lending methods.
Once approved, we can have an offer in place within a day and then the funds in your account within 2 weeks. This means that whatever your plans for your business, you can be sure that you will not have a long wait for your funding.
Whatever your business, apply today for a quick and flexible business finance solution.
Find more information about how we can help your business:
The home of the United Kapital's Merchant Cash Advance. We are helping thousands of merchants raise money to invest in their businesses.
Use your Businesses credit and debit card takings to release funds.
While some business owners are still finding it hard to access funds from their bank. United Kapital's merchant cash advance customers are enjoying spending their cash advance on improving their business within 10 days of applying.
View our video to find out in more detail how the Merchant Cash Advance works
Follow our blog for more on business and finance news
If you are an existing customer, please log in here
Want to apply but don’t accept card payments from your customers?